Improving your chances of obtaining a mortgage starts long before you speak with your bank.
An employee might have to provide 3 months’ worth of payslips to show they can make payments but for businesses the process is far more extensive. If you’re a small business owner, you could be asked to provide up to 3 years’ worth of accounts and tax details to demonstrate that you’ll be able to meet your mortgage repayments. Some banks will even look at your personal tax statements, assessing how profitable your business is by reviewing salary and dividends.
We set the groundwork for your success, showing you how to improve your accounts to truly reflect the performance of your business and your ability to meet mortgage repayments. Our service helps you to plan ahead and make the necessary changes to improve your application and how the bank will view your request. The small details can have a big impact on the action a lender will take. With our support, you can take care of these before starting the process, ensuring you make a great impression the first time.